Some people consider cell phones a necessity nowadays, but the technology also adds a hefty statement to your list of monthly bills. Thankfully, if you own a smartphone – or any other cell phone for that matter, there are places that will allow you to have a phone, but stay on your budget.
Virgin Mobile: Virgin Mobile is probably the most well known of the “smaller” cell phone companies. But their pricing model is no different: they offer phones and they sell phone plans. You can even buy a phone elsewhere for cheap and then bring it to VM and integrate it into their service. Plans are relatively inexpensive and cost anywhere from $25 to $60, depending on your options. Brands include Apple, LG, HTC, and Samsung, among others.
Boost Mobile: Another top company when it comes to saving money on phone bills. Boost Mobile has all of the newest and coolest phones including brands like Samsung, Apple, LG and HTC. These plans tend to be a little more costly than Virgin Mobile, but they also have a “plan” where the longer you stay, the lower your bill goes. So in the meantime, you could always use a payday loan in California to take care of your bill until you can get it a little lower.
Ting: Another really inexpensive route, this is a company that offers inexpensive phones and plans. The great thing about the phones is that they are used and refurbished so that means they cost less than brand new ones. However, you still might need to use a payday loan in California to get the phone you really want; for example the Samsung S5 is around $500. Plans are 100% customizable, ultimately lowering your monthly bill.
Tracphone and Net10: These two companies have been around for ages. In fact, even those not so young now had their first cell phone from Tracfone when they were still very young. These two companies offer low plans for $30 to $45. That’s the upside of course. The down side is that most of the phones are not “high tech” or considered trendy. You have a lot of the old school flip phones on this site, as well as some cheaper phones that you might not be too interested in. But, if you’re just starting out or you can’t get a payday loan in California these phones might be best for you, for now.