5 Steps to Preserve Your Teeth and Lower Dental Bills

As of 2012, over 40 percent of Americans lacked dental coverage. The Affordable Care Act now requires all individual and small group market plans to cover pediatric oral health services, but not adult oral health. Most people who do have dental coverage are still only covered for up to $1,000 per year. A single crown can easily max out these benefits, potentially requiring dental patients to pay out of pocket or take fast cash advances to make up the difference. The following five tips can help you decrease your dental costs while preserving your teeth.

Affordable Dental Services

  1. Keep up with regular check-ups. Preventative care is the best way to keep dental expenses to a minimum. It may not seem like going to the dentist every six months is saving you money. However, these check-ups are a fraction of the cost of a major dental procedure, such as a root canal.
  2. Inquire about discounts. Some dentists offer discounts for patients in financial need or who are willing to pay upfront in full with cash. If you’re in need of major dental work or have a spouse in need of dental work, talk to your dentist.
  3. Consider financing options. Some dentists offer low or no interest financing plans. For many patients, it is preferable to pay over a period of one or two years than all at once. Make sure that you can afford these payments.
  4. Use a local dental school. Some dental schools provide free or reduced cost dental cleanings. The appointments will take longer, as students are working under supervision, but it may be worth the money that you save.
  5. Use flexible spending dollars. Do you have an employer that offers a flexible spending account? Pretax dollars can go toward a range of out of pocket medical expenses, including dental work. Take the time to estimate your costs for the coming year so that you have the right amount of money in this account.

Plaza Dental Group is the place to go for regular dental checkups and dental issues. Give us a call today to set up your next appointment.

Steve Burgess is the Spokesperson for Faaast Cash, which provides instant online payday loans and payday cash advance, servicing the entire nation. Steve has over 25 years of senior executive experience turning around, building and leading some of the fastest growing and most successful companies in America. He has his MBA, makes media appearances, and is a highly regarded speaker at conferences, corporate and business events, and leading universities. Steve is also a #1 bestselling author whose books include Purpose, Passion, Abundance, On an Enlightened Path, and Living in Abundance. Google +

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