Budgeting during the winter months can be hard; with one holiday after another, it seems to be a constant round of expenses, and juggling finances just to eat or keep warm, let alone meet other bills. Although a payday loan advance can be helpful in assisting with cash flow, it’s worth looking at these six tips than can help you with staying warm, healthy, and in control of your account balance:
- Buy a thermometer. Regularly taking the temperature of rooms that are used most can be useful in determining whether they are actually too cold, or whether it’s a case of finding warmer clothing. An “indoor” wardrobe of several thin layers in warm fabrics, such as fleece, can help those that feel the cold.
- Turn the heating off in the kitchen. Unless the room is used for dining as well as preparing food, you can save money by either turning the kitchen radiators down low, or turning them off altogether. The heat from cooking will take the chill out of the room.
- Get dressed to sleep. Heat is lost through the extremities, so taking a tip from Victorian forebears and wearing hats, gloves, and bed socks can be helpful. Extra blankets will also add warmth, and prevent waking up in the middle of the night because you’re too cold.
- Buy candles. Even a few tealights can throw out a lot of heat, and discounters stock large bags for very little money.
- Check the heating. It is important to make sure those boilers and radiators are in good working condition before the colder months set in. Faulty equipment that has to work harder to heat can send bills through the roof.
- Check energy prices. Changing suppliers can save a lot of money. Deals and offers are worth looking into periodically, as energy suppliers jockey for custom.
If budgeting is still hard when the bills hit the doormat, then a payday loan advance can help to make ends meet until your next paycheck arrives.